Terms of service.

These Terms of Service ("Terms") are a legal agreement between you and FGA Labs ("FGA Labs", "we", "us"). They govern your use of fgalabs.com and every website, web application, mobile app, API, and related service we operate that links to these Terms (together, the "Services"). By accessing or using the Services you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

Some products may have additional or product-specific terms, guidelines, or pricing pages. Those supplemental terms are part of these Terms and control for that product if they conflict with anything here. If you use the Services on behalf of an organization, you represent that you have authority to bind it, and "you" includes that organization.

You must be at least 13 years old to use the Services, and at least 18 (or the age of majority where you live) to make purchases or enter a paid subscription. If you are under 18, you may only use the Services with the permission and supervision of a parent or guardian who agrees to these Terms on your behalf. Some Services may set a higher minimum age.

• Provide accurate, current information when creating an account and keep it up to date.
• Keep your credentials confidential. You are responsible for all activity under your account, and you must tell us promptly if you suspect unauthorized use.
• One person per account, unless the Service explicitly supports shared or organization accounts.
• Organization administrators may manage, access, and remove accounts and content within their workspace.

"Your Content" means anything you submit, upload, post, or create in the Services, including text, images, files, messages, scores, reviews, and inputs to AI Features. You keep all ownership rights in Your Content. You grant FGA Labs a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, adapt (for example, to resize or reformat), and display Your Content solely as needed to operate, secure, and improve the Services, to provide it to people you share it with, and as otherwise permitted by our Privacy Policy. This license ends when you delete Your Content, except where it has been shared with others, is needed to comply with law, or lives in backups awaiting routine deletion.

You are solely responsible for Your Content. You represent that you have all rights necessary to submit it and grant the license above, and that it does not violate these Terms, the law, or anyone else's rights. We do not pre-screen content, but we may remove or restrict any content that we reasonably believe violates these Terms.

Some Services include features that use artificial intelligence and machine learning models to generate, transform, summarize, classify, transcribe, or recommend content, or to automate tasks ("AI Features"). Material you provide to an AI Feature is "Input" and what it produces is "Output". Some AI Features are powered by third-party model providers, whose usage policies may also apply.

• Outputs are generated automatically and may be inaccurate, incomplete, outdated, offensive, or biased, and may resemble outputs generated for other users. Output is not professional, legal, medical, financial, or safety advice. You are responsible for evaluating Output before relying on it or sharing it.
• As between you and FGA Labs, you own the Output you generate through the Services, and we assign to you any rights we may have in it. We make no guarantee that Output is unique, original, or free of third-party claims, and you are responsible for how you use it.
• You must not use AI Features to generate content that is illegal, harmful, deceptive, infringing, or that violates the Acceptable Use section; to make automated decisions with legal or similarly significant effects about people; or to present Output as human-created where doing so would mislead.
• You must not attempt to extract, reverse engineer, or replicate the underlying models, prompts, or safeguards, circumvent rate limits or content filters, or use Output to develop models that compete with the Services or our providers where their terms prohibit it.
• We may set usage limits, modify, suspend, or discontinue any AI Feature at any time, and we may review Input and Output to enforce these Terms, improve safety, and comply with law, as described in our Privacy Policy.
• Where you use AI Features to generate content about, or on behalf of, other people, you are responsible for having any consent or authority required.

Some articles and other content published on fgalabs.com are produced with the assistance of AI tools and reviewed by us before publication. That content is provided for general information only and does not constitute advice.

You agree not to, and not to help anyone else to:

• Break the law, infringe anyone's intellectual property, privacy, or other rights, or submit content you do not have the right to share.
• Harass, threaten, defame, or discriminate against anyone, or post content that is sexually explicit involving minors, promotes violence or self-harm, or is otherwise abusive.
• Impersonate any person or organization, misrepresent your affiliation, or create accounts by automated means.
• Send spam or unsolicited messages, or use the Services to distribute malware or phishing content.
• Probe, scan, or test the vulnerability of the Services, bypass authentication or rate limits, or interfere with their operation.
• Scrape, crawl, or bulk-collect content or data from the Services, including for training machine learning models, except as permitted by robots.txt or our written consent.
• Reverse engineer, decompile, or copy any part of the Services, or resell, sublicense, or provide the Services to third parties except as expressly allowed.
• Use the Services in any way that could harm minors or that violates app store rules where the Service is distributed through an app store.

Some Services offer paid plans, subscriptions, one-time purchases, or usage-based fees. Prices are shown in the Service before you buy and exclude taxes unless stated. Subscriptions renew automatically at the end of each billing period at the then-current price until you cancel. You can cancel at any time, and cancellation takes effect at the end of the current period. Except where required by law or stated in the Service, payments are non-refundable and there are no refunds or credits for partial periods, unused features, or downgrades.

• Purchases made through Apple, Google, or another app store are billed by that store and governed by its terms, including its cancellation and refund policies. Manage those subscriptions in your store account.
• We may change prices with reasonable advance notice. Changes apply at your next renewal, and you may cancel before they take effect.
• Free trials convert to paid subscriptions at the end of the trial unless you cancel first. We may limit trials to one per person.
• If a payment fails, we may suspend or downgrade the Service until it is resolved.
• Features labeled beta, preview, early access, or similar are provided as-is, may change or end without notice, and may not be covered by any service commitments.

The Services, including software, models, prompts, designs, text, graphics, logos, and trademarks, are owned by FGA Labs or its licensors and are protected by intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for their intended purpose. All rights not expressly granted are reserved. If you send us feedback, suggestions, or ideas, you grant us the right to use them without restriction or compensation.

The Services may integrate with or link to third-party services, including sign-in providers, payment processors, maps, app stores, and AI model providers. We do not control and are not responsible for third-party services or content, and your use of them is governed by their own terms. Content posted by other users is the responsibility of those users. We do not endorse and are not liable for user content.

We respect intellectual property rights and respond to notices that comply with the Digital Millennium Copyright Act. If you believe content in the Services infringes your copyright, send a notice to hello@fgalabs.com that includes: identification of the copyrighted work, the location of the allegedly infringing material, your contact information, a statement that you have a good-faith belief the use is not authorized, a statement under penalty of perjury that the notice is accurate and you are authorized to act, and your physical or electronic signature. We may terminate the accounts of repeat infringers.

You may stop using the Services or delete your account at any time. We may suspend or terminate your access to all or part of the Services at any time, with or without notice, if we reasonably believe you have violated these Terms, if required by law, if a Service is discontinued, or to protect the Services or other users. Upon termination your license to use the Services ends, and we may delete Your Content in accordance with our Privacy Policy. Sections that by their nature should survive termination, including ownership, disclaimers, limitations of liability, indemnification, and dispute resolution, will survive.

THE SERVICES, INCLUDING ALL AI FEATURES AND OUTPUT, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUTPUT WILL BE ACCURATE, COMPLETE, OR RELIABLE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

TO THE FULLEST EXTENT PERMITTED BY LAW, FGA LABS AND ITS OWNERS, EMPLOYEES, CONTRACTORS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICES IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE OR ONE HUNDRED U.S. DOLLARS. THESE LIMITATIONS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE, AND DO NOT LIMIT LIABILITY THAT CANNOT BE LIMITED BY LAW.

You agree to defend, indemnify, and hold harmless FGA Labs and its owners, employees, and contractors from any claims, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to Your Content, your use of the Services or Output, or your violation of these Terms or the rights of any third party.

These Terms are governed by the laws of the State of Utah and applicable United States federal law, without regard to conflict-of-law rules. Before filing a claim, you agree to first contact us at hello@fgalabs.com and work with us in good faith to resolve the dispute informally for at least 60 days. Any dispute that is not resolved informally will be brought exclusively in the state and federal courts located in Utah, and you and FGA Labs consent to the personal jurisdiction of those courts. Either party may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property. Nothing in this section prevents you from bringing claims in small claims court or limits rights you have under mandatory consumer protection law where you live.

We are a studio that launches, changes, and sometimes retires products. We may modify, suspend, or discontinue any Service or feature at any time, and where a paid Service is discontinued we will provide reasonable notice and a pro-rated refund of any prepaid fees for the unused period. We may also update these Terms from time to time. We will post the updated Terms here and update the date at the top, and for material changes we will provide additional notice, such as by email or in-app message. Continued use of the Services after the changes take effect means you accept them.

• These Terms, together with our Privacy Policy and any supplemental terms, are the entire agreement between you and FGA Labs regarding the Services.
• If any provision is found unenforceable, the rest of the Terms remain in effect and the provision will be enforced to the maximum extent permitted.
• Our failure to enforce a provision is not a waiver of our right to do so later.
• You may not assign these Terms without our written consent. We may assign them in connection with a merger, acquisition, or sale of assets, or to an affiliate.
• You must comply with all applicable export control and sanctions laws when using the Services.
• We are not liable for delays or failures caused by events outside our reasonable control.
• If you access a Service through an app store, the store is a third-party beneficiary of these Terms with the right to enforce them, and you acknowledge that the store has no obligation to provide maintenance or support for the app.

Questions about these Terms can be sent to hello@fgalabs.com. FGA Labs is a remote-first company based in the United States.